Today’s market conditions are not much different than they were a month ago. I do not have any particular insights to offer, although I would mention that stocks continue to be attractive investments over the long-term. Given the multi-year period of rising prices that we are experiencing, it would be a good idea to take an intentionally cautious approach toward the selection of investments. I see many stocks that seem overpriced today, and yields on stocks in general are low by historical standards. Above all, only invest what you can afford to put away for a minimum of several years, as you never want to be in the situation of being forced to sell stock at a loss in order to satisfy a need for cash.