Other Terms and Conditions
By using any websites, publications, emails, contents, or anything else (each a “Publication,” and collectively, the “Content”) provided by or on behalf of Joseph & Co. Publications, LLC (“Joseph & Company”, “we”, “us”, “our”), you are agreeing to be bound by these Terms and Conditions.
Changes to the Terms and Conditions
We reserve the right to change these Terms and Conditions at any time and for any reason, but we will provide a notice on this website if any updates include material changes. Your continued subscription to and/or use of the Content means that you accept any new or modified Terms and Conditions. So please check back here from time to time.
We are a publisher, not an investment adviser
We are a publisher, not an investment adviser. We are not registered as an investment adviser because we are not an “investment adviser” as that term is defined, according to our understanding of the relevant federal and state laws and their related regulations. Refer to Section 202(a)(11) of the Investment Advisers Act of 1940.
Copyright protected content
Content provided by us is protected by U.S. and international copyright laws and is the property of Joseph & Company or its respective owners. Unauthorized reproduction is prohibited.
Delivery of content
We are not responsible for failed deliveries of content including, but not limited to, content that is rejected, filtered, or diverted by your email service provider. We may not be able to confirm delivery of emails that we send, and therefore we will assume that our emails reach you in a timely manner unless and until we are notified otherwise by you. However, we make no promises that our content will be delivered to you on an uninterrupted, timely, secure, or error-free basis.
Joseph & Company does not warrant the completeness or accuracy of the Content or its usefulness for any particular purpose. You agree that under no circumstances will Joseph & Company, its owners, its employees, or its agents be liable for direct, indirect, incidental or any other type of damages resulting from your use or downloading of any Content, even if we have been advised of the possibility of such damages. This includes, but is not limited to, loss or injury caused in whole or in part by our negligence or by things that are beyond our control.
By using the Content, you agree that you bear responsibility for your own investment research and investment decisions. You also agree that Joseph & Company, its owners, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published by us. Joseph & Company relies on various sources of information that we believe to be accurate and reliable. But we do not take responsibility for, or make any claims or representations about the accuracy, completeness, or even the truth of every piece of data, information, and opinion provided through the Content. You agree that we are not responsible if investments fail to perform as expected or desired. All information and content provided by Joseph & Company is to be used on an “as is, with all faults, we're not perfect” basis.
NEITHER JOSEPH & COMPANY NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PUBLICATION, PRODUCT, SERVICE, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR CONTENT WILL MEET YOUR EXPECTATIONS OR THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY SERVICES, OR ANY OF OUR OTHER CONTENT, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR CONTENT AND THE ACCURACY OR COMPLETENESS OF OUR CONTENT.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABLITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email. If you do not provide us with accurate information, we cannot be held liable if we fail to notify you.
If any provision in these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. This agreement is and always will be governed by the laws of the United States of America and the State of Iowa (except with respect to choice of law). You agree that the proper forum for any claim arising thereunder will be the U.S. Court for the Northern District of Iowa or the appropriate Iowa court.
Except as otherwise expressly stated in these Terms and Conditions, there are no third party beneficiaries to this agreement.
Please note that certain individual Publications provided by us may have their own, or additional, terms and conditions. In the event of a conflict, the terms for the individual Publication will control with respect to the Publication in question. So please be sure to review any additional terms and conditions with respect to any specific Publication that you subscribe to or use.
These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and Joseph & Company and govern your use of our sites.
If you see something that you think is unfair or a violation of your rights, or if you do not like any aspect of the Content, you should bring your concerns to our immediate attention so that we can address the problem without delay.
Last updated: June 7, 2016